Navigating your benefits,
so you don't have to.
407-220-0234
We are an independent health insurance brokerage proudly serving all of Florida.
About UsAt HelpCare Benefits Agency, we believe that finding the right health coverage shouldn't be complicated, confusing, or overwhelming. As independent advisors, we aren't tied to any single carrier or plan — which means our loyalty is always to you, not an insurance company. We take the time to understand your unique needs, your budget, and your goals before ever making a recommendation.
ACA Marketplace Plans
Self-employed, between jobs, or without employer coverage? You likely have more options — and more affordable premiums — than you expect. We compare plans from multiple Florida carriers and help you understand your subsidy eligibility before you enroll.
Medicare Plans
Choosing the wrong Medicare plan can cost you thousands. We help you cut through the confusion — comparing Medicare Advantage, Supplement (Medigap), and Part D drug plans side by side — so you can make a confident, informed decision.
ICHRA for Small Businesses
An Individual Coverage Health Reimbursement Arrangement lets you offer meaningful employee benefits without the complexity or cost of a traditional group plan. You set the budget. Employees choose their own coverage. Everyone wins.
Ancillary Health Products
Your primary coverage is just the foundation. Supplemental products like dental, vision, hospital indemnity, accident plans, and critical illness coverage help protect your finances from the gaps that standard plans leave behind.
"Medicare can be confusing — they simplified everything and helped me understand all my options before I made any decisions. I finally felt like I had someone in my corner."Florida Medicare Client, Orlando
Contact
Schedule a no-obligation consultation. We'll listen to your situation, compare your options, and give you clear, honest answers — at no cost to you.
Serving All of Florida
TPMO Disclaimer — Required by CMS (§422.2267 / §423.2267)
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 312 products in your area. Please contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Government Affiliation Disclaimer
HelpCare Benefits Agency is not affiliated with or endorsed by the government or the federal Medicare program. HelpCare Benefit Advisors LLC dba HelpCare Benefits Agency (FL Agency License # L135827) is an independent insurance brokerage licensed in the state of Florida. We are compensated by insurance carriers for plan enrollments. Our advisory services are provided at no direct cost to you.
Plan & Coverage Disclaimer
Plan availability, benefits, costs, and carrier participation vary by service area and are subject to change. Benefits described on this website are general in nature and may not reflect specific plan details in your county. Contact us or the plan directly for complete details including covered services, cost-sharing, exclusions, and limitations. For accommodations of persons with special needs at meetings, call 407-220-0234 TTY: 1-877-486-2048 (Medicare).
ACA Marketplace Disclaimer
HelpCare Benefits Agency is an authorized broker for ACA Marketplace plans. Eligibility for premium tax credits and cost-sharing reductions depends on household income, family size, and other factors determined by the federal Marketplace. We cannot guarantee subsidy eligibility or specific plan availability. Visit HealthCare.gov for official enrollment resources.
